THE STORY BEHIND THE STORY - Rebecca Buckley's Blog

ANOTHER ERA HAS PASSED!

Yes, my most-times charming husband has passed on to another life ... and in doing so has forced my life to change and pass into another era. Jim and I married in 2001 right after 9-11.  In fact we were staying in Santa Monica for my birthday week when the Twin Towers fell that day in September. It seemed to speed up our decision to marry, realizing how precious and short life can be.  We had headed to the altar a couple times before, each time outside interference got in the way.  But that time, after 9-11, we pushed headlong into it, went to Vegas and married on September 26.  Now he is gone! Passed on September 23. Just fifteen years later. Sad times.

And now my life has taken an unexpected turn.  I had sold my home in Arizona to be with Jim full time a few months after his son and then my son had fatal heart attacks four weeks apart.  I joined him in 2014, after living apart for a few years.  We were still married, hadn't divorced, just weren't living together for some very good reasons. Then Jim's health took a turn for the worse mid 2015, and I was so grateful I was able to take care of him with the help of Hospice and part-time caregivers. I was happy to be there for him. Took over the business and house projects.

It was our wish that the beautiful Buckley home would continue to be my place of residence, that I would be able to assume the reverse mortgage that he had taken when his investments went sour in 2006 or 7.  The investment company went belly up and took Jim's money with it, as well as a multitude of other investors' funds.  So he mortgaged his home that was free and clear to be able to survive.  His other income producing property didn't produce enough to cover his huge expenses.  Well, long story short, because the reverse mortgage isn't a HUD insured reverse mortgage, the 'non-borrowing-spouse' cannot assume the loan. I either have to pay it off, sell the house before foreclosure, or just hand it over to the reverse mortgage company.  I'm selling it.  Fingers crossed it will sell quickly. 

So now I have to move again.  

There is more to this story, but I am tired at the moment and don't want to dwell on it anymore today.  So, I'll pick up where I am leaving off in a couple days.